Protecting your family, your finances and your future
If you are an existing homeowner, there are many reasons why you may want to remortgage. This may be anything from trying to seek a lower monthly payment by obtaining a lower mortgage rate than the one you are paying now or simply to borrow more money, for instance, to fund home improvements.
We will do our utmost to find a mortgage package that best suits your needs and requirements (i.e. your time constraints, budget, lifestyle etc.) We will treat your mortgage application with a proactive approach whilst delivering a personal and efficient service.
If you are nearing the end of a special deal with your current lender, or maybe need to raise some extra finance to fund a wedding, university fees or other purpose, a remortgage may be a suitable option. We will look at the best product your current lender can offer before we search for a more competitive deal from another lender. This way we can assess if it will be financially beneficial to switch to another lender or stay with your current lender. We take into account any fees which would be payable if you do switch, these may include broker, lender arrangement, valuation and legal fees.
It may be worth noting that many lenders offer free valuation and legal fees on remortgages. After we have carried out a review of the market, we can present the options available to you and recommend the option which best meets your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For services in sourcing the most appropriate mortgage for your needs Graeme Black Financial Services charges a Fee of between £0 and £495. If the fee is £100 or less, this is payable upon mortgage application, if over £100 then the fee charged will depend upon amount of research and administration involved in your mortgage application. The fee is payable in two stages being £100 upon mortgage application submission and then remainder of fee upon receipt of Mortgage Offer.
“ Graeme Black Financial Services is a trading name of Graeme Black, an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.
Address: 16 Drumhirk Road, Armagh, Co Armagh BT60 3ND
This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.
Important – Please read our About Our Services & Costs document.